If you’re reading this, you’re probably asking one of the most important questions we get:
“How exactly can I make money using the Trove app?”
And honestly? I love this question because the answer is simpler than you think.
At Trove, we’ve made it easy for Nigerians to build wealth by doing two major things: investing and earning. Let me break it down for you.
How You Can Make Money on Trove
1. Invest in Fractional Stocks, ETFs, and bonds
This is the main way most Trove users grow their money. Once you download the app, you’ll see different investment options from Nigerian stocks, U.S. stocks, ETFs, and bonds.
Let’s say you buy shares of a company like Apple or MTN. If the value of that stock goes up over time, you can sell it at a higher price and keep the profit. That’s called capital gain. Some companies also pay you regularly for holding their shares. That’s called a dividend.
And the best part?
You don’t need to be rich to start. On Trove, you can invest with as little as:
₦1,000 for Nigerian stocks
$10 for U.S. stocks and ETFs
So, whether you’re a student trying to test the waters or a working professional looking to build a solid investment portfolio, there’s room for you.
2. Save & Earn with “Earn by Trove”
Maybe you’re not ready to invest in the stock market just yet, or you just want a safer way to grow your money. That’s where Earn by Trove comes in.
It’s our fixed-income feature that lets you save in Naira or dollars and earn interest, just like a digital piggy bank that pays you back.
Here’s how it works:
You lock in a fixed amount of money for a set period (e.g., 3 months, 6 months, or 12 months).
At the end of that period, you earn up to 16–20% interest in Naira or 5–7.5% in dollars, depending on the offer you choose.
No market ups and downs. No trading. Just steady growth.
This is perfect if you want to:
Save for rent, travel, or school fees.
Beat inflation.
Or just park your cash somewhere better than your bank account.
What’s the Best Option?
Honestly, you don’t have to choose just one. Some of our smartest users do both:
- They invest regularly in assets with long-term growth potential.
- And they save through Earn by Trove to keep earning stable returns while they wait.
Conclusion
Making money with Trove isn’t about guessing the market or getting lucky. It’s about taking small, consistent steps with the right tools, and we’ve built those tools for you.
So, if you’re ready to move from “just saving” to growing your money, the Trove app is where you start. Download the Trove app, fund your wallet, and start building wealth today.
