how to earn in dollars while living in nigeria

How to Earn in Dollars While Living in Nigeria

The desire to earn in a stable and strong currency like the US dollar is a common aspiration among many Nigerians today. With the naira’s fluctuation and the increasing cost of living, the need to diversify income streams has never been more urgent than now.

Imagine earning in dollars while enjoying the comfort of your home in Nigeria. It’s not just a dream—it’s entirely possible, and this guide will show you how.

In this blog post, we will explore various legitimate ways to earn in dollars while living in Nigeria. 

how to earn in dollars while living in nigeria

Easy Ways to Earn in Dollars 

1. Invest in US Stocks

Investing in US stocks is one of the most effective ways to earn in dollars. The stock market offers the potential for significant returns, especially when you invest in well-performing foreign companies.

Here in Nigeria, there are platforms that make it easy for you to invest in the foreign stock market Such as the Trove app, Bamboo, Risevest, etc. 

How to invest in US Stocks

  • Sign up with a brokerage platform. Search for a reliable stock investment platform and create an account. 
  • Research and choose stocks that align with your financial goals.
  • Start investing. You can start with small investments and gradually increase your portfolio as you gain confidence and experience.
  • Monitor your investments. Make sure to keep track of your portfolio’s performance and make adjustments as needed.

2. Freelancing

Freelancing offers a flexible and lucrative way to earn in dollars. Platforms like Upwork, Fiverr, and Freelancer help to connect you with clients worldwide who are willing to pay for your skills in foreign currencies. You could be a graphic designer, writer, programmer, or marketer – there’s a demand for your services.

Steps to Start freelancing

  • Identify your skills: determine what you’re good at and what services you can offer.
  • Create a compelling profile: Highlight your skills, experiences, and portfolio.
  • Start bidding: Begin with small projects to build your reputation and then gradually take on bigger assignments.

3. Remote Work for International Companies

The COVID-19 pandemic brought about a significant shift in the way companies operate, revealing that remote work is not only possible but also productive. As a result, many organizations have embraced flexible work arrangements, unlocking opportunities for people to work from anywhere and providing greater freedom and work-life balance.

So, companies in the US, Europe, and other parts of the world are open to hiring remote workers. These jobs often pay in dollars and can be a significant source of income.

You can visit websites like, FlexJobs, etc to get a list of remote job opportunities across various industries. You can also, connect with professionals on LinkedIn to discover remote job openings.

4. Affiliate Marketing

Affiliate marketing involves promoting products or services and earning a commission for every sale made through your referral link. This can be done through blogs, social media, or YouTube channels.

How to Start Affiliate Marketing

  • Choose a niche: Focus on a specific area you are passionate about.
  • Join affiliate programs: Amazon Associates, ClickBank, and ShareASale are popular options.
  • Create content: Write reviews, create videos, or post on social media to promote the products.

5. Blogging and YouTube

Creating a blog or YouTube channel on a topic you’re passionate about can eventually lead to earning dollars through ads, sponsorships, and affiliate marketing.

How you can make money in Dollars on YouTube

  • Start a blog or channel: Choose a niche and create engaging content regularly.
  • Monetize: Apply for Google AdSense, collaborate with brands, and use affiliate links.
  • Build an audience: Promote your content on social media to attract followers and subscribers.


Are there Nigerian Companies that pay in dollars?

Yes, some companies in Nigeria now pay their employees in dollars, providing them with a competitive edge in the job market. 

Read Also: How to Make Passive Income in Nigeria

trove finance


Earning in dollars while living in Nigeria is very much possible. By leveraging the internet and global opportunities, you can significantly boost your income. Either through freelancing, remote work, blogging, or other methods, the possibilities are vast. Just start by choosing what works for you.

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